Steve Shultz, founder of ElijahStreams.com, recently analyzed the potential five-year returns of investing $5,000 in either Bitcoin (BTC) or XRP. While Bitcoin is widely regarded as the leading cryptocurrency with long-term stability, Shultz’s calculations indicate that XRP could deliver substantially higher gains under certain scenarios. Bitcoin’s Potential At the time of analysis, Bitcoin was trading near $120,643. A $5,000 investment at this price would purchase approximately 0.041 BTC. If Bitcoin were to reach $1 million per coin within five years, that position would be valued at around $41,400, representing a gain of roughly 730%, or just over eight times the original investment. Although this return is significant, it may not offer the same upside potential as some alternative cryptocurrencies. Influential figures like Cardano founder Charles Hoskinson and former Twitter CEO Jack Dorsey have predicted that Bitcoin could surpass $1 million by 2030, supporting its long-term appeal. $5,000 in Bitcoin or XRP? Most people choose wrong. Follow @ElijahListSteve and check the comments for the XRP vs Bitcoin breakdown. pic.twitter.com/QFc5tJDxAo — Steve Shultz (@elijahliststeve) August 11, 2025 XRP’s Growth Potential In comparison, XRP was trading near $3.20. A $5,000 investment would acquire approximately 1,558 tokens. If XRP were to reach $100 within five years, the investment would be worth about $155,800, more than 30 times the initial price and roughly five times the projected profit from Bitcoin. Shultz emphasized that focusing solely on absolute price targets can be misleading. While Bitcoin’s million-dollar goal captures public attention, XRP’s lower entry price allows for a much higher percentage gain if it achieves substantial growth. For investors seeking maximum returns in a five-year timeframe, XRP presents a compelling case, assuming its price rises significantly. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Is $100 for XRP Realistic? Achieving $100 would require XRP to increase by over 3,000% from its current level. Opinions within the crypto community differ widely. Matthew Brienen , COO at CryptoCharged, considers reaching $100 highly likely by 2030. Conversely, a report by Bitwise projects a more conservative scenario, with XRP potentially reaching only around $29. Some community analysts hold even more aggressive views. Javon Marks suggests XRP could reach $100 within the current year, while Xena claims potential to hit $1,000 per coin, potentially creating more individual millionaires than Bitcoin would at $1 million. Both Bitcoin and XRP offer opportunities for substantial gains, but the scale of potential returns differs. Bitcoin remains the industry leader and carries strong backing from influential figures, yet its current high price limits upside relative to lower-priced assets. XRP, while requiring a dramatic increase to reach $100, could generate far higher returns on a $5,000 investment within the next five years if optimistic forecasts materialize. Investors should consider both the stability of Bitcoin and the high-growth potential of XRP when making strategic decisions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post $5k in XRP if It Hits $100, or $5k in Bitcoin if it Hits $1M? Legendary Investor States Top Option appeared first on Times Tabloid .