Crypto researcher SMQKE has shared comments from the former SWIFT CEO Gottfried Leibbrandt regarding Ripple and its use of XRP. In the referenced statement, Leibbrandt noted that a significant part of Ripple’s value proposition is tied to the cryptocurrency XRP. He explained that while banks can see potential in the technology, they have been hesitant to convert funds into cryptocurrencies due to market volatility. He said this cautious stance is common among risk-averse institutions, which prefer stability in currency values when dealing with cross-border transactions. Legal and Regulatory Barriers The shared material further outlined another major reason for SWIFT’s reluctance to adopt cryptocurrency-based solutions: the uncertain legal status of XRP and other digital assets in the past years. Leibbrandt pointed to the unclear regulatory environment as a critical factor limiting adoption. For banks and large financial institutions , operating within a stable and transparent legal framework is essential. Until such clarity is achieved, these entities are unlikely to move forward with integrating cryptocurrencies into their operations. SWIFT CEO: “A big part of Ripple’s value proposition is the cryptocurrency XRP.” Leibbrandt explained that while banks see the potential, they remain cautious due to volatility and the previously uncertain legal status of cryptocurrencies. Now, with the SEC case over and… pic.twitter.com/AEHjJIkY0W — SMQKE (@SMQKEDQG) August 15, 2025 SEC Case Resolution and Evolving U.S. Regulations SMQKE connected these earlier concerns to recent developments in the United States. On August 7, Ripple Labs Inc. and the U.S. Securities and Exchange Commission (SEC) jointly filed a dismissal of their respective appeals with the U.S. Court of Appeals for the Second Circuit. This Joint Stipulation of Dismissal formally concludes both the SEC’s appeal and Ripple’s cross-appeal, bringing an end to a closely followed legal battle that had been a source of uncertainty in the industry. SMQKE also noted that U.S. cryptocurrency regulations are approaching completion, which could soon provide the clarity institutions have been seeking. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Path Toward Potential SWIFT Integration By referencing the former SWIFT CEO’s remarks and the recent conclusion of the SEC–Ripple case, SMQKE suggested that the environment for potential XRP integration with SWIFT is now more favorable than in previous years. While market volatility remains an important consideration, the removal of legal uncertainty and the prospect of a finalized U.S. regulatory framework address two of the key obstacles identified by financial institutions. According to SMQKE, these developments may pave the way for renewed discussions and evaluations around how XRP could fit into established cross-border payment networks such as SWIFT . The post did not indicate any confirmed partnership or technical implementation but pointed to a clearer path for consideration in light of changing conditions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post EX-SWIFT CEO: “A Big Part of Ripple’s Value Proposition is the Crypto XRP.” appeared first on Times Tabloid .