A newly shared update from crypto enthusiast Cryptobilbuwoo0 offers a clear view of XRP’s latest distribution figures, showing exactly how much is required to rank among the top 10% of holders. The data, taken from the XRP Ledger on October 16, 2025, provides a detailed breakdown of XRP balances held by varying percentages of accounts on the ledger, offering a clear view of how concentrated the asset has become. According to the table, a small fraction of wallets now controls a significant share of the circulating XRP supply, reflecting a continued consolidation of holdings among top-tier accounts. #XRP Rich List. People's XRP holdings are getting less and less. They want you out of this game. HODL. https://t.co/AvCQPReHig pic.twitter.com/1K9inArovi — (X)=chi (R)esurrected (P)=rho (@Cryptobilbuwoo0) October 16, 2025 Breakdown of Balances and Percentiles The report reveals that the top 0.01% (712 accounts) each hold at least 5,591,403.964860 XRP. Expanding the range, the top 0.1% (7,118 accounts) hold at least 338,409.992506 XRP each, while the top 0.2% (14,235 accounts) hold at least 189,686.405462 XRP. At the 0.5% level, 35,588 accounts possess 93,046.892137 XRP or more. Among the top 1% of holders—71,176 accounts—the minimum balance stands at 50,000.778684 XRP. The figures continue to decrease as the percentages widen, with 2% of accounts holding 24,573.005977 XRP or more, and 5% of accounts holding at least 8,161.095249 XRP. To rank in the top 10% (711,764 accounts), a balance of at least 2,349.787231 XRP must be maintained. This structured breakdown underscores the sharp distribution gap between the largest and smallest account brackets, highlighting how quickly balances taper off beyond the top 1%. Consolidation and Market Interpretation The table’s data suggests that smaller XRP holdings have been declining, while larger ones appear increasingly dominant. This pattern could indicate ongoing consolidation among long-term holders who continue to accumulate XRP despite broader market fluctuations. Such concentration dynamics often reflect the long-term confidence of major holders in XRP’s role within institutional and cross-border financial frameworks. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 It is important to note that this form of consolidation may continue as market participants anticipate broader adoption and potential liquidity use cases in the global payments landscape. However, it also means fewer mid-sized holders remain, which could limit distribution diversity if the trend persists. Community Comments The post attracted notable reactions within the XRP community. X user Xtreme Revolution Protocol remarked that the trend could offer dedicated holders a chance to strengthen their positions over time. Another user, exRerardedPeople, gave a different perspective, noting they had sold their XRP holdings to cover everyday expenses. These comments capture two contrasting sentiments among holders—one focused on accumulation and the other on financial necessity. As holdings become more concentrated, the data shared by Cryptobilbuwoo0 provides an important reference for understanding how ownership of XRP continues to evolve amid changing market conditions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Rich List Updated: How Much You Need to Become a Top 10% Holder Today appeared first on Times Tabloid .